Meet Mira.
Insurance for the trades, handled.
For trades, contractors, and trucking across Utah — GL, workers’ comp, commercial auto, tools, and trucking lines. Mira shops A-rated carriers, sends your COIs, and a licensed producer signs off before anything binds.
Built for the people who build, fix, and haul.
Mira handles the busywork. You stay in control.
Mira runs the whole errand list — shopping carriers, chasing paperwork, answering questions day or night — and brings in a licensed human for the calls that matter.
Message MiraAlways on
Midnight quote? Sunday question? Mira doesn't keep office hours.
Handles the busywork
Shops A-rated carriers, fills the forms, issues your COIs, and flags renewals before they hit.
Human where it counts
A licensed producer reviews your coverage and signs off before anything binds. No exceptions.
Text us what you need. We do the rest.
The busywork is done for you, end to end — the judgment stays human.
- Quoting & paperwork — shopped across A-rated carriers, applications filled — automatically.
- Follow-ups & service — renewals, COIs, and changes handled over the channel you already use.
- A licensed producer — reviews coverage and signs off on every bind. No quote binds without it.
Coverage built for trades, contractors & trucking.
General Liability
The coverage GCs, clients, and GCs' contracts ask you to carry.
What's covered →Third-party injury and property-damage claims — the coverage a general contractor or property owner requires before you set foot on the job.
Workers' Compensation
Required once you have a crew — covers on-the-job injuries.
What's covered →Medical bills and lost wages when a crew member is hurt on the job. Required in Utah once you hire, and on most job sites regardless.
Commercial Auto
Trucks, vans, and trailers used for the business.
What's covered →Liability and physical damage for the vehicles your crew drives to the job — owned, leased, or hired.
Tools & Equipment
Your tools and gear, on the job site or in the truck.
What's covered →Inland marine coverage for the tools, equipment, and materials you haul — including theft from the truck and loss on the job site.
Commercial Trucking
Auto liability and physical damage for motor carriers.
What's covered →Primary auto liability, physical damage, and non-trucking liability for owner-operators and fleets — the filings and limits brokers and shippers require.
Motor Truck Cargo
Covers the freight you're hauling against loss or damage.
What's covered →Protects the cargo in your trailer against theft, damage, and loss in transit — the coverage most shipper and broker contracts require.
Business Owner's Policy
Property + liability for your shop or office, bundled.
What's covered →General liability plus property (your shop, office, or yard) in one package — the simple starting point for an established trade business.
Builder's Risk
Covers a project under construction until it's done.
What's covered →Protects a structure while it's being built — fire, theft, weather, and vandalism to the work in progress and the materials on site.
Surety & Bonds
License, permit, bid, and performance bonds.
What's covered →The bonds contractors need to get licensed, pull permits, bid jobs, and guarantee the work — placed and issued fast.
Professional Liability
Errors & omissions for design-build and consulting work.
What's covered →Errors & omissions for the advice, design, or professional work you're hired for — the gap general liability doesn't cover.
Not sure what you need?
Tell us about your work and we'll map the right coverage — no jargon.
Talk to a licensed agentInsurance, the way it should work.
We do the work. A licensed human reviews what counts.
Tell us what you need
Text us or take a 2-minute intake. No phone tag, no forms in triplicate.
We shop A-rated carriers
We send your details to the right carriers and bring back your best options.
A producer reviews — then it binds
Clean cases move fast; a licensed producer reviews what needs a human. The carrier issues the policy.
No sold leads. No spam calls. Ever.
The insurance internet runs on reselling your contact info. We refuse to — it's the whole point.
Your data stays yours
Never sold, never shared, never used to train models — only used to get you covered.
No spam calls
Most “get a quote” sites resell your info to dozens of agents. We send one transparent quote.
We work for you
Not a sales quota. A licensed producer reviews your coverage and signs off before it binds.
Insurance shouldn't take all afternoon.
Tell us what you need — we'll have real options in minutes.
Message us