Insurance for motor carriers in Utah.
Motor carriers across Utah come to Keel for the coverage their work and contracts demand. Fleet auto-liability severity, cargo across multiple loads, FMCSA compliance, and driver hiring/MVR quality (the #1 rating factor). Higher limits and filings. Tell Mira about your operation and she'll line up the right policies — a licensed producer reviews before anything binds.
Coverage built for your work.
Commercial Trucking
Auto liability and physical damage for motor carriers.
What's covered →Primary auto liability, physical damage, and non-trucking liability for owner-operators and fleets — the filings and limits brokers and shippers require.
Motor Truck Cargo
Covers the freight you're hauling against loss or damage.
What's covered →Protects the cargo in your trailer against theft, damage, and loss in transit — the coverage most shipper and broker contracts require.
General Liability
The coverage GCs, clients, and GCs' contracts ask you to carry.
What's covered →Third-party injury and property-damage claims — the coverage a general contractor or property owner requires before you set foot on the job.
Workers' Compensation
Required once you have a crew — covers on-the-job injuries.
What's covered →Medical bills and lost wages when a crew member is hurt on the job. Required in Utah once you hire, and on most job sites regardless.
Motor carriers insurance in Utah
01What insurance do motor carriers need in Utah?
Most motor carriers carry Commercial Trucking, Motor Truck Cargo, General Liability, and Workers' Compensation. The exact mix depends on your crew size, the vehicles you run, and what your contracts require — Mira maps it with you.
02What's the biggest insurance risk for motor carriers?
Fleet auto-liability severity, cargo across multiple loads, FMCSA compliance, and driver hiring/MVR quality (the #1 rating factor). Higher limits and filings.
03Can you send a certificate of insurance (COI) the same day?
Yes. Once you're covered, we issue COIs the same day — including additional insured — so a job never stalls on paperwork.
04How fast can I get a quote?
Usually minutes. Message Mira with a few details about your work; she shops A-rated carriers and a licensed producer reviews before anything binds.