Free tools
Free tools for the stuff insurance makes confusing.
No signup, no sold leads. Built to answer the questions trades, contractors, and owner-operators actually ask.
Trades, contracting & trucking
Coverage checker
Answer 3 questions and see what businesses like yours carry — plus a real price range.
Open →Contractors & trades
COI request decoder
A client sent insurance requirements you don't understand? We translate every clause.
Open →Contractors & trades
COI requirement builder
Paste what your GC or client is demanding — get the exact coverage, limits & endorsements to satisfy it, plus a sample certificate.
Open →Owner-operators & contractors
Quarterly tax estimator
Estimate your self-employment + quarterly taxes and when they're due.
Open →Everyone
Renewal & COI reminder
Get a heads-up before a renewal, audit, or certificate deadline catches you out.
Open →