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Business insurance

Insurance for trades, contracting & trucking, handled.

From owner-operators to growing crews — general liability, workers' comp, commercial auto, tools & equipment, trucking lines, and more. We shop A-rated carriers and a licensed producer signs off before anything binds.

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A-rated carrier partners
A licensed producer signs off before anything binds
Coverage lines

The protection GCs, clients, and carriers ask for.

COMMERCIAL

General Liability

The coverage GCs, clients, and GCs' contracts ask you to carry.

What's covered →
General Liability

Third-party injury and property-damage claims — the coverage a general contractor or property owner requires before you set foot on the job.

COMMERCIAL

Workers' Compensation

Required once you have a crew — covers on-the-job injuries.

What's covered →
Workers' Compensation

Medical bills and lost wages when a crew member is hurt on the job. Required in Utah once you hire, and on most job sites regardless.

COMMERCIAL

Commercial Auto

Trucks, vans, and trailers used for the business.

What's covered →
Commercial Auto

Liability and physical damage for the vehicles your crew drives to the job — owned, leased, or hired.

INLAND MARINE

Tools & Equipment

Your tools and gear, on the job site or in the truck.

What's covered →
Tools & Equipment

Inland marine coverage for the tools, equipment, and materials you haul — including theft from the truck and loss on the job site.

TRUCKING

Commercial Trucking

Auto liability and physical damage for motor carriers.

What's covered →
Commercial Trucking

Primary auto liability, physical damage, and non-trucking liability for owner-operators and fleets — the filings and limits brokers and shippers require.

TRUCKING

Motor Truck Cargo

Covers the freight you're hauling against loss or damage.

What's covered →
Motor Truck Cargo

Protects the cargo in your trailer against theft, damage, and loss in transit — the coverage most shipper and broker contracts require.

COMMERCIAL

Business Owner's Policy

Property + liability for your shop or office, bundled.

What's covered →
Business Owner's Policy

General liability plus property (your shop, office, or yard) in one package — the simple starting point for an established trade business.

CONTRACTING

Builder's Risk

Covers a project under construction until it's done.

What's covered →
Builder's Risk

Protects a structure while it's being built — fire, theft, weather, and vandalism to the work in progress and the materials on site.

CONTRACTING

Surety & Bonds

License, permit, bid, and performance bonds.

What's covered →
Surety & Bonds

The bonds contractors need to get licensed, pull permits, bid jobs, and guarantee the work — placed and issued fast.

COMMERCIAL

Professional Liability

Errors & omissions for design-build and consulting work.

What's covered →
Professional Liability

Errors & omissions for the advice, design, or professional work you're hired for — the gap general liability doesn't cover.

Serving Utah
Salt Lake CityLehiPark CityProvoOgdenSt. GeorgeDraperSandyLogan
Launching soon

Launching in Utah — and expanding.

Tell us your state and we'll notify you the day we go live. No spam, ever.

Common questions

Business insurance in Utah

01What insurance does a Utah contractor or trades business need?

Most carry general liability, workers' comp (required once you have employees), commercial auto for work vehicles, and tools & equipment coverage; many add a Business Owner's Policy (BOP) for property plus liability. Tell us your work and we'll recommend what fits.

02How does Keel place business coverage?

We assemble your details and shop A-rated carrier partners. A licensed producer reviews the recommendation and the bind; the carrier issues the policy.

03Can I get a certificate of insurance quickly?

Yes — once bound, we can generate and send a certificate of insurance (COI) for clients or landlords.