Insurance for trades, contracting & trucking, handled.
From owner-operators to growing crews — general liability, workers' comp, commercial auto, tools & equipment, trucking lines, and more. We shop A-rated carriers and a licensed producer signs off before anything binds.
Built for trades, contractors, and trucking.
Electricians
GL · WORKERS COMP · COMMERCIAL AUTO · TOOLS
See coverage →Plumbers
GL · WORKERS COMP · COMMERCIAL AUTO · TOOLS
See coverage →HVAC
GL · WORKERS COMP · COMMERCIAL AUTO · TOOLS
See coverage →Painters
GL · WORKERS COMP · TOOLS · COMMERCIAL AUTO
See coverage →Flooring & tile
GL · WORKERS COMP · TOOLS
See coverage →Landscaping & lawn care
GL · WORKERS COMP · COMMERCIAL AUTO · TOOLS
See coverage →Cleaning & janitorial
GL · WORKERS COMP · BOP
See coverage →Handyman & home services
GL · BOP · TOOLS
See coverage →General contractors
GL · WORKERS COMP · COMMERCIAL AUTO · BUILDERS RISK · SURETY
See coverage →Remodelers
GL · WORKERS COMP · TOOLS · BUILDERS RISK
See coverage →Roofers
GL · WORKERS COMP · COMMERCIAL AUTO · TOOLS
See coverage →Concrete & masonry
GL · WORKERS COMP · COMMERCIAL AUTO · TOOLS
See coverage →Framing & carpentry
GL · WORKERS COMP · TOOLS
See coverage →Excavation & grading
GL · WORKERS COMP · COMMERCIAL AUTO · TOOLS
See coverage →Owner-operators
TRUCKING · CARGO · WORKERS COMP
See coverage →Motor carriers
TRUCKING · CARGO · GL · WORKERS COMP
See coverage →Hotshot trucking
TRUCKING · CARGO
See coverage →Fleets
TRUCKING · CARGO · WORKERS COMP · GL
See coverage →Last-mile & delivery
TRUCKING · CARGO · COMMERCIAL AUTO
See coverage →The protection GCs, clients, and carriers ask for.
General Liability
The coverage GCs, clients, and GCs' contracts ask you to carry.
What's covered →Third-party injury and property-damage claims — the coverage a general contractor or property owner requires before you set foot on the job.
Workers' Compensation
Required once you have a crew — covers on-the-job injuries.
What's covered →Medical bills and lost wages when a crew member is hurt on the job. Required in Utah once you hire, and on most job sites regardless.
Commercial Auto
Trucks, vans, and trailers used for the business.
What's covered →Liability and physical damage for the vehicles your crew drives to the job — owned, leased, or hired.
Tools & Equipment
Your tools and gear, on the job site or in the truck.
What's covered →Inland marine coverage for the tools, equipment, and materials you haul — including theft from the truck and loss on the job site.
Commercial Trucking
Auto liability and physical damage for motor carriers.
What's covered →Primary auto liability, physical damage, and non-trucking liability for owner-operators and fleets — the filings and limits brokers and shippers require.
Motor Truck Cargo
Covers the freight you're hauling against loss or damage.
What's covered →Protects the cargo in your trailer against theft, damage, and loss in transit — the coverage most shipper and broker contracts require.
Business Owner's Policy
Property + liability for your shop or office, bundled.
What's covered →General liability plus property (your shop, office, or yard) in one package — the simple starting point for an established trade business.
Builder's Risk
Covers a project under construction until it's done.
What's covered →Protects a structure while it's being built — fire, theft, weather, and vandalism to the work in progress and the materials on site.
Surety & Bonds
License, permit, bid, and performance bonds.
What's covered →The bonds contractors need to get licensed, pull permits, bid jobs, and guarantee the work — placed and issued fast.
Professional Liability
Errors & omissions for design-build and consulting work.
What's covered →Errors & omissions for the advice, design, or professional work you're hired for — the gap general liability doesn't cover.
Launching in Utah — and expanding.
Tell us your state and we'll notify you the day we go live. No spam, ever.
Business insurance in Utah
01What insurance does a Utah contractor or trades business need?
Most carry general liability, workers' comp (required once you have employees), commercial auto for work vehicles, and tools & equipment coverage; many add a Business Owner's Policy (BOP) for property plus liability. Tell us your work and we'll recommend what fits.
02How does Keel place business coverage?
We assemble your details and shop A-rated carrier partners. A licensed producer reviews the recommendation and the bind; the carrier issues the policy.
03Can I get a certificate of insurance quickly?
Yes — once bound, we can generate and send a certificate of insurance (COI) for clients or landlords.