Insurance for general contractors in Utah.
General contractors across Utah come to Keel for the coverage their work and contracts demand. Aggregates the exposure of everyone on the job. Subcontractor risk is central — uninsured subs flow back to the GC and hit at premium audit. Structural/collapse and water intrusion are high-severity. Tell Mira about your operation and she'll line up the right policies — a licensed producer reviews before anything binds.
Coverage built for your work.
General Liability
The coverage GCs, clients, and GCs' contracts ask you to carry.
What's covered →Third-party injury and property-damage claims — the coverage a general contractor or property owner requires before you set foot on the job.
Workers' Compensation
Required once you have a crew — covers on-the-job injuries.
What's covered →Medical bills and lost wages when a crew member is hurt on the job. Required in Utah once you hire, and on most job sites regardless.
Commercial Auto
Trucks, vans, and trailers used for the business.
What's covered →Liability and physical damage for the vehicles your crew drives to the job — owned, leased, or hired.
Builder's Risk
Covers a project under construction until it's done.
What's covered →Protects a structure while it's being built — fire, theft, weather, and vandalism to the work in progress and the materials on site.
Surety & Bonds
License, permit, bid, and performance bonds.
What's covered →The bonds contractors need to get licensed, pull permits, bid jobs, and guarantee the work — placed and issued fast.
General contractors insurance in Utah
01What insurance do general contractors need in Utah?
Most general contractors carry General Liability, Workers' Compensation, Commercial Auto, Builder's Risk, and Surety & Bonds. The exact mix depends on your crew size, the vehicles you run, and what your contracts require — Mira maps it with you.
02What's the biggest insurance risk for general contractors?
Aggregates the exposure of everyone on the job. Subcontractor risk is central — uninsured subs flow back to the GC and hit at premium audit. Structural/collapse and water intrusion are high-severity.
03Can you send a certificate of insurance (COI) the same day?
Yes. Once you're covered, we issue COIs the same day — including additional insured — so a job never stalls on paperwork.
04How fast can I get a quote?
Usually minutes. Message Mira with a few details about your work; she shops A-rated carriers and a licensed producer reviews before anything binds.