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Business insurance

Professional Liability in Utah.

Professional liability — also called errors & omissions (E&O) — covers claims that your advice, service, or work caused a client a financial loss. It's the coverage service businesses and consultants are most often asked to carry.

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A licensed producer reviews before binding
We compare real options, not estimates
No sold leads, ever
What it covers

What professional liability protects.

01

Claims of negligence, errors, or omissions in your professional work

02

Failure to deliver a service as promised, or a missed deadline that caused loss

03

Legal defense costs, including for unfounded claims

04

Many contract-required E&O limits for clients and platforms

What it costs

What professional liability costs in Utah.

$40–80 / mo
typical in Utah

What drives the price: your services, revenue, and the limits a client contract asks for.

A solo Utah consultant might see professional liability (E&O) around $45–70/mo.

Illustrative only — not a quote. Professional Liability pricing is set by the carrier; your real number comes from a licensed producer after we shop A-rated carriers for you.

Who it’s for

Consultants, agencies, IT and tech firms, designers, accountants, and other advice- or service-based businesses — especially when a client contract requires E&O before you can start.

Utah clients increasingly write E&O requirements into service contracts. We match the limits your contract asks for and send a certificate the same day you bind.

How it works

How Keel handles your professional liability.

STEP 1

Tell us about it

Text us what you need for professional liability — no forms, no phone tag.

STEP 2

We shop A-rated carriers

We compare the carriers we're appointed with and bring back real options, not estimates.

STEP 3

A licensed producer reviews

A real producer checks the coverage and limits — nothing binds automatically.

STEP 4

Bound, proof in hand

Once you're set we bind it and send your documents, often the same day.

Common questions

Professional Liability in Utah

01What's the difference between E&O and general liability?

General liability covers third-party bodily injury and property damage; professional liability / E&O covers financial loss a client suffers because of your advice, service, or work. Service businesses often need both.

02How much does professional liability cost in Utah?

Solo consultants often start in the $40–80/mo range depending on services and revenue. We shop A-rated carriers and show you real options for your work.

03Does my client contract require E&O?

Many service contracts do, at specific limits. Send us the insurance language and we'll match it and provide a certificate of insurance.

Reviewed for accuracy · Last updated June 2026. A licensed producer reviews your actual coverage before anything binds.

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Text us and we’ll shop it — a licensed producer reviews before anything binds.

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