Coverage
Insurance we place in Utah.
Commercial property & casualty for trades, contracting, and trucking businesses — quoted by text, reviewed by a licensed producer before anything binds.
Business
General Liability
General liability is the coverage clients, landlords, and contracts ask you to carry.
Business Owner's Policy
A Business Owner's Policy (BOP) bundles two essentials — property and general liability — into one policy, usually at a better price than buying them separately.
Workers' Compensation
Workers' compensation covers medical bills and lost wages when an employee is hurt on the job — and protects you from most related lawsuits.
Commercial Auto
Commercial auto covers the vehicles you use for business — owned, leased, or hired.
Professional Liability
Professional liability — also called errors & omissions (E&O) — covers claims that your advice, service, or work caused a client a financial loss.
Cyber Insurance
Cyber insurance responds when your business suffers a data breach, ransomware attack, or other security failure — covering the response costs and the liability that follows.
Commercial Trucking
Commercial trucking is the core policy that lets a motor carrier or owner-operator run loads: primary auto liability, physical damage on the tractor and trailer, and non-trucking (bobtail) liability when you're off dispatch.
Motor Truck Cargo
Motor truck cargo covers the freight in your trailer — against theft, damage, fire, and collision in transit.
Tools & Equipment
Tools & equipment coverage — a contractor's equipment or installation floater, written as inland marine — covers your tools, equipment, and materials wherever they are: on the job site, in transit, or stolen from the truck.
Builder's Risk
Builder's risk covers a structure while it's under construction — fire, wind, theft of materials, and vandalism — plus materials on site and sometimes in transit.
Surety & Bonds
Surety isn't insurance — it's a three-party guarantee.