Insurance for remodelers in Utah.
Remodelers across Utah come to Keel for the coverage their work and contracts demand. Damage to the existing structure you're working in (a major water/fire loss to an occupied home), plus the renovation itself. Completed-ops on the finished work. Tell Mira about your operation and she'll line up the right policies — a licensed producer reviews before anything binds.
Coverage built for your work.
General Liability
The coverage GCs, clients, and GCs' contracts ask you to carry.
What's covered →Third-party injury and property-damage claims — the coverage a general contractor or property owner requires before you set foot on the job.
Workers' Compensation
Required once you have a crew — covers on-the-job injuries.
What's covered →Medical bills and lost wages when a crew member is hurt on the job. Required in Utah once you hire, and on most job sites regardless.
Tools & Equipment
Your tools and gear, on the job site or in the truck.
What's covered →Inland marine coverage for the tools, equipment, and materials you haul — including theft from the truck and loss on the job site.
Builder's Risk
Covers a project under construction until it's done.
What's covered →Protects a structure while it's being built — fire, theft, weather, and vandalism to the work in progress and the materials on site.
Remodelers insurance in Utah
01What insurance do remodelers need in Utah?
Most remodelers carry General Liability, Workers' Compensation, Tools & Equipment, and Builder's Risk. The exact mix depends on your crew size, the vehicles you run, and what your contracts require — Mira maps it with you.
02What's the biggest insurance risk for remodelers?
Damage to the existing structure you're working in (a major water/fire loss to an occupied home), plus the renovation itself. Completed-ops on the finished work.
03Can you send a certificate of insurance (COI) the same day?
Yes. Once you're covered, we issue COIs the same day — including additional insured — so a job never stalls on paperwork.
04How fast can I get a quote?
Usually minutes. Message Mira with a few details about your work; she shops A-rated carriers and a licensed producer reviews before anything binds.