Insurance term
Loss of Use / Additional Living Expenses
Loss of use, also called additional living expenses, helps pay your extra costs if a covered event makes your home unlivable. It can cover things like a hotel, restaurant meals, and other temporary expenses above your normal spending. It applies while your home is being repaired or rebuilt.
Why it matters
If a fire or storm displaces your family in Utah, this coverage keeps you housed and fed without draining your own savings.