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Insurance term

Underwriting

Underwriting is how an insurance carrier evaluates your risk to decide whether to offer coverage and at what price. They look at factors like your history, property, and the type of work you do. At Keel, a licensed producer reviews your details and works with carriers before any policy is bound.

Why it matters

Underwriting determines your eligibility and price, so giving accurate information helps you get the right coverage at a fair rate.